{"id":1362,"date":"2026-02-06T19:02:55","date_gmt":"2026-02-06T19:02:55","guid":{"rendered":"https:\/\/thecannycouple.com\/?p=1362"},"modified":"2026-02-06T19:03:59","modified_gmt":"2026-02-06T19:03:59","slug":"we-ignored-50-30-20-how-we-actually-paid-off-debt","status":"publish","type":"post","link":"https:\/\/thecannycouple.com\/index.php\/2026\/02\/06\/we-ignored-50-30-20-how-we-actually-paid-off-debt\/","title":{"rendered":"We Ignored 50\/30\/20 | How We Actually Paid Off Debt"},"content":{"rendered":"<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\">Frugal living, saving money, and debt payoff on one income &#8211; this video shows the budget method we used to cut expenses, live dirt cheap, and lower our costs without feeling deprived. <\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\">During our debt payoff years, we focused on saving money, cutting unnecessary expenses, and using a simple debt snowball to pay off our car and home early. Instead of forcing our life into the 50\/30\/20 rule, we built a goal\u2011first budget that matched our actual values and low\u2011cost lifestyle. <\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\">In this video, you\u2019ll learn:<\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"> \u2022 How we used frugal living to lower our costs without feeling deprived <\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\">\u2022 The exact budget method we used during debt payoff<\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"> \u2022 Practical ways to save money on normal family expenses<\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"> \u2022 How our debt snowball worked step\u2011by\u2011step<\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"> \u2022 The simple system we use now to save 50\u201360% of one income<\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"> If you\u2019re trying to pay off debt, save more money, and keep your family\u2019s lifestyle simple and sustainable, this video will give you a realistic framework you can copy and customize. <\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\">\ud83d\udcac Question of the day: <\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\">What\u2019s the ONE expense you most want to cut or lower this year?<\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"> \ud83d\udd14 Subscribe for more: debt\u2011free living, frugal living, saving money on one income, and realistic family budgeting for normal people.<\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"> If you\u2019ve ever tried to squeeze your real numbers into someone else\u2019s pie chart and felt like you were doing something wrong, this video will help you build a plan around your goals instead of generic rules.<\/span><\/p>\n<p><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/debtfree\" target=\"\">#DebtFree<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/frugalliving\" target=\"\">#FrugalLiving<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/budgeting\" target=\"\">#Budgeting<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/debtsnowball\" target=\"\">#DebtSnowball<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/savemoney\" target=\"\">#SaveMoney<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/financialindependence\" target=\"\">#FinancialIndependence<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/personalfinance\" target=\"\">#PersonalFinance<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/familybudget\" target=\"\">#FamilyBudget<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/lowcostliving\" target=\"\">#LowCostLiving<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/financialfreedom\" target=\"\">#FinancialFreedom<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/intentionalspending\" target=\"\">#IntentionalSpending<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/thecannycouple\" target=\"\">#TheCannyCouple<\/a><\/span><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/50_30_20rule\" target=\"\">#50_30_20Rule<\/a><\/span><span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/debtpayoff\" target=\"\">#DebtPayoff<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/frugalliving\" target=\"\">#FrugalLiving<\/a><\/span> <span class=\"yt-core-attributed-string--link-inherit-color\" dir=\"auto\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/hashtag\/savemoney\" target=\"\">#SaveMoney<\/a><\/span><\/p>\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class='embed-container'><iframe loading=\"lazy\" title=\"We Ignored 50\/30\/20 | How We Actually Paid Off Debt \" width=\"1920\" height=\"1080\" src=\"https:\/\/www.youtube.com\/embed\/7oMkV31VodI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Frugal living, saving money, and debt payoff on one income &#8211; this video shows the budget method we used to cut expenses, live dirt cheap, and lower our costs without feeling deprived. During our debt payoff years, we focused on saving money, cutting unnecessary expenses, and using a simple debt snowball to pay off our&hellip; <br \/> <a class=\"read-more\" href=\"https:\/\/thecannycouple.com\/index.php\/2026\/02\/06\/we-ignored-50-30-20-how-we-actually-paid-off-debt\/\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1362","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Aaron &amp; Julia\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/thecannycouple.com\/index.php\/2026\/02\/06\/we-ignored-50-30-20-how-we-actually-paid-off-debt\/\" \/>\n\t\t<meta 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