The Frugal Routines We Started In Debt That Still Let Us Save 50-60% on One Income

We’re a debt-free family living on one income in rural Southwest Virginia — and we quietly save about 50–60% of every paycheck without feeling deprived. In this video, we are sharing the exact frugal routines we started back when we were still in debt that STILL save us thousands of dollars a year on one income.

These aren’t extreme hacks — they’re simple, boring habits any family can adapt:

• Packing lunches instead of buying work lunches 

• Fixing our “worst grocery year”

• Dropping my beauty spending 

• Cheaper phone plans

• Cutting unused subscriptions 

• DIY haircuts at home 

• Small changes that saved us more over time

But here’s the key: we have NEVER done any of this without a clear goal and a written budget. Back in our debt days we had two incomes, one big goal (pay off everything), and a simple budget that showed us how much could go to debt. Now, as a one-income family, we still set goals first, build a budget around them, and then use these routines to make that budget actually work in real life.

If you’re trying to live on one income, build a realistic budget, and create everyday frugal lifestyle tips that actually stick, hit subscribe for more honest, numbers-based videos.

✨ #FrugalLiving #OneIncomeFamily #DebtFreeFamily #BudgetLiving #SimpleLiving #SaveMoneyOnOneIncome