Our 60% Savings Rate on One Income: The Frugal Habits and Reality

For the last two years, we’ve been saving around 60% of our income as a debt‑free, one income family in rural southwest Virginia. In this video, we’re breaking down the realistic frugal habits that helped us get here — without feeling deprived.

We know a 60% savings rate won’t be realistic for every family or every season. This works for us right now because we’re debt‑free and have been building these habits slowly over years. Our hope is that you’ll take the ideas that fit your life and use them to make sustainable progress toward your own goals.

If you’re a one‑income or normal‑income family trying to save more, pay off debt, or just feel less stressed about money, you’re in the right place.

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