Is Frugal Living Worth It? Our Honest Answer About Saving Money After a Really Hard Year

Is frugal living worth it? Saving money on one income — our honest answer after lightning damage, medical bills, and a savings goal still out of reach. We don’t quit. But life happens.

This year has been hard. A $4,000 lightning strike, multiple urgent care and medical visits, some within a day of each other — and our 65% savings rate goal for the year still feels out of reach.

We had moments where we wanted to throw in the towel — but we didn’t, because of the 5 things keeping us going when frugal life gets genuinely hard:

✅ We focus on the household systems that are built to save us money and tweaked for a short period of time to make them work

✅ We get more intentional and creative with our budgeting and spending

✅ We are focusing on what have we learned

✅ We are leaning into teamwork

✅ We are staying positive If you’ve ever thought about throwing in the towel on saving money — this one’s for you.